Director’s bio: Michael E. Staten
Dr. Michael E. Staten holds the Take Charge America Endowed Chair in the Norton School of Family and Consumer Sciences at the University of Arizona. He is also director of the Take Charge America Institute for personal financial education and research. Staten is recognized nationally as an expert on retail credit market policy issues and has testified often before Congress and various state legislatures. Over the past 20 years Dr. Staten has designed and conducted research projects on a wide range of policy-oriented issues involving consumer and mortgage credit markets, initially as director of the Credit Research Center at Purdue University (1988 – 1997), and later as Distinguished Professor and Executive Director of the re-located Credit Research Center at Georgetown University (1997 - 2006), and the George Washington University School of Business (2006-2007). He has published numerous articles on retail financial services in academic journals and edited volumes. He has made invited presentations at workshops and events sponsored by the Federal Trade Commission, the Federal Deposit Insurance Corporation, the Federal Reserve Board, and Washington, DC think-tanks including the American Enterprise Institute and the Brookings Institution.
Dr. Staten brings to Tucson an active personal research agenda that includes projects that examine the causes and consequences of personal bankruptcy and mortgage foreclosures; the rehabilitative effects of credit counseling on long-term borrower behavior; the accuracy of credit reporting; the impact of financial education mandates and programs on financial behavior of young consumers; and the pros and cons of improved loan disclosures and regulatory limits on loan products in helping consumers to make good credit choices.
Dr. Staten received his Ph.D. in economics from Purdue University’s Krannert Graduate School of Management in 1980. He has taught undergraduate and graduate economics courses at the University of Delaware and Purdue University. At the University of Arizona he teaches courses in retail financial services and consumer behavior. He currently serves as a trustee for the American Financial Services Association Education Foundation, and is on the Advisory Council for the National Foundation for Credit Counseling. He served as Chairman of the Board of Directors of the Purdue Employees Federal Credit Union from 1995-1997.
Contact Dr. Mike Staten - email@example.com