TCAI working papers are contributed by TCAI staff, its research council members, and its grant and award recipients.
Michael A. Turner, Michael Staten, Patrick Walker
Is CROA Choking Credit Report Literacy?
Michael E. Staten
Risk-Based Pricing in Consumer Lending
Daniel T. Brown, Charles R. Link and Michael E. Staten
The Success and Failure of Counseling Agency Debt Repayment Plans
John M. Barron, Michael E. Staten
Is Technology-Enhanced Credit Counseling as Effective as In-Person Delivery?
Michael E. Staten, Cathleen Johnson
Do Inter-temporal Preferences Trump Financial Education Courses in Driving Borrowing and Payment Behavior?
Soyeon Shim, Bonnie L. Barber, Noel A. Card, Jing Jian Xiao, Joyce Serido
Financial Socialization of First-year College Students:
The Roles of Parents, Work, and Education
Gregory Elliehausen, E. Christopher Lundquist, and Michael E. Staten
The Impact of Credit Counseling on Subsequent Borrower Behavior
John E. Grable, Walter Schumm
An Estimate of the Reliability of the Survey of Consumer Finances Risk-Tolerance Question
Jing Jian Xiao, Jiajun Wu
Applying the Theory of Planned Behavior to Retain Credit Counseling Clients
Shayna Lee Slagel, Barbara M. Newman, Jing Jian Xiao
Credit Card Debt Reduction and Developmental Stages of the Lifespan
Are we Making Grade: A National Overview of Financial Education and Program Evaluation
Personal Finance, Financial Planning, and Financial Counseling Publication Rankings
Jing Jian Xiao and Jiajun Wu
Encouraging Behavior Change in Credit Counseling:An Application of the Transtheoretical Model of Change (TTM)
Jianfeng Wang and Melanie Wallendorf
Best Friend or Worst Enemy: Debt Consumption of College Students
Abha Rao and Bonnie Barber
Financial Well-Being: Descriptors and Pathways
Jessie X. Fan and Jing Jian Xiao
A Cross-Cultural Study in Risk Tolerance: Comparing Chinese and Americans